Creditsafe alternative
Unlike Creditsafe, InsolvencyRadar publishes its price
Watch 250 companies for €19 a month, or check one for €0.02 over the API, with no sales call. For the insolvency part of credit control, not the credit score.
Quick verdict
Which should you pick?
Last updated 13 October 2026. Competitor prices and features as published on that date.
The category
What is a company insolvency monitoring tool?
A company insolvency monitoring tool watches a list of companies and tells you when one of them enters a formal insolvency process, such as a winding-up petition, administration or liquidation. In the UK the official record of those events is The Gazette. Credit bureaux bundle this signal with scores and financials; insolvency-only tools sell just the signal.
At a glance
Two different jobs
InsolvencyRadar does one thing: it tells you when a UK company enters a formal insolvency process, from the official notice, at a published price. Creditsafe is built for a different job, described below in its own terms.
InsolvencyRadar
Every corporate insolvency notice in The Gazette, matched to its Companies House number and read every hour. Alerts by email and webhook, a JSON API and an MCP server, at a published price.
Best for: Credit controllers, finance teams and developers who need the insolvency signal for UK companies, priced per company or per check.
Creditsafe
A credit reference agency selling credit scores and limits, company financials, CCJs, group structures and daily monitoring, in the UK and internationally.
Best for: Teams that want a full credit picture and international coverage under one contract.
From our own record
35% of liquidation notices were solvent
Of the 13,879 liquidation notices The Gazette published in the last 90 days, 4,874 were members' voluntary liquidations: a company closing down that can pay its debts in full. The Gazette prints them under the same headings as insolvent liquidations, so a reader going by titles alone would flag every one of them.
- Liquidation notices
- 13,879
- Solvent (MVL)
- 4,874
- Share solvent
- 35%
- Window
- 90 days
Counted from InsolvencyRadar's own record of Gazette notices and recalculated every hour.
Feature by feature
InsolvencyRadar and Creditsafe side by side
The table compares what each one publicly offers as of 13 October 2026. A shaded cell marks the side that does that row better; some rows have no winner because the two do it differently. Competitor prices come from the sources listed further down.
| Feature | InsolvencyRadar | Creditsafe |
|---|---|---|
| Gazette insolvency notices, matched to company number | Every corporate notice, read hourly | Daily monitoring of changes; Gazette notices not named on its monitoring page |
| Solvent liquidations told apart from insolvent ones | Yes, by notice code | Not stated |
| Credit scores and credit limits | No | Yes |
| Financials, CCJs, group structure | No | Yes |
| Coverage | UK companies | UK and international |
| Published price | €19 a month for 250 companies, €0.02 per API check | Not public. A 2025 UK public-sector rate card lists a £500 licence plus about £0.20 per UK report |
| Buy without a sales call | Yes, online | Quote-based |
| Alerts | Email and webhook, the day a notice is published | Daily monitoring alerts |
| API | JSON API, price per check published | Connect API, price not public |
| MCP server for AI agents | Yes | None found |
| Free to try | Company pages free to read; API paid from the first call | 90-day trial offered to new customers |
Strengths
Where each one is genuinely better
Neither is better at everything. InsolvencyRadar is narrower on purpose: it covers the insolvency signal only, and covers it well. Creditsafe wins wherever the job needs more than that signal, and those strengths are real.
InsolvencyRadar
-
A price you can see
€19 a month watches 250 companies and €0.02 is one API check, on the pricing page, with no quote to request.
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Built on the official record
Every alert links to the Gazette notice behind it, so a credit controller can act on the source, not a summary.
-
Solvent liquidations filtered out
A members' voluntary liquidation is labelled solvent, even though The Gazette prints it under the same headings as an insolvent one.
-
Made for software and agents
A JSON API, webhooks and an MCP server use the same key, so a script or an AI agent can check a supplier before it pays.
Creditsafe
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Credit scores and limits
Creditsafe gives a score and a suggested credit limit, which InsolvencyRadar does not attempt.
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Financials and CCJs
Filed accounts, county court judgments and group structures sit in the same report.
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International coverage
Creditsafe covers companies far beyond the UK; InsolvencyRadar covers UK companies only.
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One contract for everything
A team that wants every credit signal from one supplier gets that with a credit reference agency.
Decision helper
Which one fits your situation?
Read down both lists and count which one describes you better. If both do, the two can run side by side: many teams keep a broader source for some decisions and use InsolvencyRadar purely to watch existing customers and suppliers.
Choose InsolvencyRadar if
- ✓ You need to know the day a UK customer or supplier enters insolvency
- ✓ You want to see the price before you talk to anyone
- ✓ You watch a few hundred companies, not a whole market
- ✓ Your software or AI agent needs the status by company number
- ✓ You want every alert to link to the official notice
Choose Creditsafe if
- ✓ You need credit scores and suggested credit limits
- ✓ You need financials, CCJs or group structures
- ✓ You trade with companies outside the UK
- ✓ You want one supplier for every credit signal
Questions
What people ask when comparing
Is InsolvencyRadar a replacement for Creditsafe?
For the insolvency signal, yes: it tells you when a UK company gets a winding-up petition, administration or liquidation notice. It does not give credit scores, limits, financials or CCJs, so a team that relies on those still needs a credit reference agency for them.
Is InsolvencyRadar cheaper than Creditsafe?
As of October 2026, InsolvencyRadar costs €19 a month to watch 250 companies and €0.02 per API check, published on its pricing page. Creditsafe does not publish prices; a 2025 UK public-sector rate card lists a £500 licence plus about £0.20 per UK report. The products cover different things.
Does Creditsafe tell you about Gazette insolvency notices?
Creditsafe sells daily monitoring of changes that can affect a business; its public monitoring page does not name Gazette notices specifically. InsolvencyRadar is built only on Gazette corporate insolvency notices, read every hour and matched to the Companies House number.
Can I use both?
Yes. A common split is a credit reference agency for scores when opening new accounts, and InsolvencyRadar to watch existing customers and suppliers for insolvency notices, with webhooks feeding the alerts straight into the systems the credit control team already works in.
Can I try InsolvencyRadar for free?
Every company page on the site is free to read, so you can look up any UK company that has a notice. The API, the MCP server and alerts need a plan, from €19 a month, and the monthly plans start with a 7-day free trial (card required, nothing charged for 7 days).
Sources
Where the competitor facts come from
Every claim about Creditsafe on this page comes from the pages below, read on 13 October 2026. Prices and features change; check the source before you decide, and tell us if anything here is out of date.
Related
Other comparisons
Hear the day a customer enters insolvency.
Watch 250 UK companies for €19 a month, or check one for €0.02 over the API. Monthly plans start with a 7-day free trial.
- Published price
- No sales call
- Every alert links to The Gazette